Appraisal services for La Grange and Fayette County homeowners

The top seven reasons TX homeowners call on Sunago Advisory Group, Inc.:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Fayette county's assessment of your property
  3. To cut your mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TX divorce, when real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in TX

Need help deciding the value of your house in or near La Grange, TX?
Contact Sunago Advisory Group, Inc..

We at Sunago Advisory Group, Inc. understand the unique needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Sunago Advisory Group, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping clients just like you rid yourselves of unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Sunago Advisory Group, Inc. is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be unsuitable from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Sunago Advisory Group, Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Sunago Advisory Group, Inc. offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.